Lending Services

In this era of heightened scrutiny and economic uncertainty, clients need legal counsel with the perspective and knowledge to help them chart a successful course to achieve their business objectives in a complex regulatory environment. The attorneys of Brown & Associates, PLLC have the depth, experience and resources to help our lending clients succeed in meeting the challenges of today’s financial services market, which demands an ability to rapidly understand, document and execute complex transactions, while at the same time balancing the requirements of sound credit policies and practices with the needs of senior lenders and other providers of capital.

Brown & Associates PLLC is composed of attorneys that further offer a wealth of knowledge and experience in assisting clients in all aspects of their commercial lending transactions and related services, including pre-transaction diligence and structuring, documentation, closing and post-closing transaction administration, including covenant compliance, extensions, restructurings, refinancing and advice regarding potential lender liability matters, and the protection of clients’ interest in restructurings and work-out and insolvency proceedings. We understand the various issues faced by lenders engaging in transactions across a broad range of regulated and unregulated industries. This multi-discipline approach is designed to provide clients ready access to dedicated attorneys experienced in representing lenders in all facets of their business.

Examples of the full range of lending services in a wide variety of areas we offer include:

  • Pre-transaction diligence and structuring;
  • Transaction diligence and documentation from term sheet through transaction consummation and administration;
  • Syndicated multi-borrower and single borrower and unsecured transactions;
  • Debt trading activities (distressed and par);
  • Portfolio sales;
  • Regulatory compliance issues both, inside and outside of bankruptcy;
  • Advice and representation regarding the law of truth-in-lending, fair lending, fair housing, credit reporting, collection practices and other state and federal statutes and regulations affecting lenders;
  • Problem loan resolution --- restructurings, work-outs and insolvency matters; and
  • Advice and representation regarding lender liability matters.